Is Solar Still Worth It in 2026 Without the Federal Tax Credit?
The 30% federal credit ended in 2025. Here's the honest math on whether home solar still pays off in 2026 — and the three factors that now decide it.
Everything you need to know before going solar, in one place.
The 30% federal credit ended in 2025. Here's the honest math on whether home solar still pays off in 2026 — and the three factors that now decide it.
Arizona solar in 2026: 6.5 peak sun hours, a 25% state tax credit up to $1,000, and export rates near 3¢/kWh with APS and SRP.
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How community solar subscriptions work compared to installing your own rooftop system, and which one fits renters, shaded homes, or homeowners who want a simpler option.
The 30% residential solar tax credit (Section 25D) expired December 31, 2025. What happened, who can still benefit, and what incentives remain in 2026.
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What a home solar battery does, what it costs to add, and the situations where it genuinely pays off versus where it mostly adds cost.
Colorado solar in 2026: full retail net metering, systems sized up to 200% of usage with Xcel, tax exemptions, and a mature community solar market.
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Florida solar in 2026: full retail net metering at FPL, Duke and TECO, sales and property tax exemptions, and hurricane resilience considerations.
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California solar in 2026: 35¢/kWh electricity, NEM 3.0 export rates near 5¢/kWh, SGIP battery rebates, and why storage changes the math.
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How grid-tied and off-grid solar systems differ in design, cost, and practicality — and why almost all home solar installations are grid-tied.
Georgia solar in 2026: Georgia Power's instantaneous netting pays about 7¢/kWh for exports, the monthly netting program is full, and self-consumption rules.
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What DIY solar kits actually involve, where they can make sense, and the real risks — permitting, safety, warranty, and insurance — most DIYers underestimate.
Real expected lifespan of residential solar panels, how output degrades over time, and what "end of life" actually looks like for a solar system.
A clear, non-technical explanation of how solar panels convert sunlight into electricity you can use in your home.
A realistic breakdown of solar panel costs: average price per watt, typical system costs by size, and what actually drives the price up or down.
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A step-by-step way to estimate the number of solar panels your home needs, based on your actual electricity usage and your state's sun hours.
The roof factors that determine whether solar makes sense for your home: orientation, shading, age, material, and structural considerations.
What to actually check before hiring a solar installer, beyond just comparing prices — licensing, experience, reviews, and warranty backing.
A step-by-step way to figure out whether solar panels make financial sense for your home, beyond generic national claims.
Illinois solar in 2026: net metering became supply-only for new customers in 2025, Illinois Shines pays SREC value upfront, and 20.5¢/kWh electricity.
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Maryland solar in 2026: a $1,000 state rebate, SRECs at $50–$90, and a critical deadline — 1:1 net metering sunsets July 1, 2027.
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Massachusetts solar in 2026: 29.5¢/kWh electricity, SMART 3.0 production payments, a 15% state tax credit, and full retail net metering.
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What net metering is, why it matters more than almost any other factor in your solar payback, and how policies differ between states.
New Jersey solar in 2026: SuSI pays $76.50 per SREC-II for 15 years, full 1:1 net metering, 23.5¢/kWh electricity, and sales and property tax exemptions.
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Nevada solar in 2026: 6.4 peak sun hours, NV Energy net billing at about 75% of the retail rate locked for 20 years, and no state tax credit.
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North Carolina solar in 2026: Duke Energy's Bridge Rate closes December 31, the PowerPair battery rebate up to $9,000, and what the numbers look like.
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Ohio solar in 2026: net metering credits only the generation portion of your bill, SRECs are worth almost nothing, and the quote price decides everything.
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New York solar in 2026: a 25% state tax credit up to $5,000, NY-Sun rebates of 20–40¢ per watt, 29¢/kWh electricity, and how the CBC charge works.
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Pennsylvania solar in 2026: full retail net metering by law, SRECs trading around $22–$40, 21.5¢/kWh electricity, and no state tax credit.
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A practical checklist of questions to ask any solar installer before signing, covering pricing, equipment, warranties, and timelines.
Reference cost estimates for common residential solar system sizes, and how to figure out which size actually fits your home.
Cash, loan, lease, or PPA in 2026 — how the end of the federal tax credit changed the comparison, and who each option actually fits now.
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What actually happens between signing a solar contract and flipping the system on, from design to permitting to inspection.
A side-by-side comparison of the three main ways to pay for solar — cash, loan, and lease/PPA — and how each affects your savings and ownership.
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How to decide whether to add battery storage to your solar system, based on your goals around backup power, net metering rules, and budget.
How much maintenance solar panels really need, when cleaning actually pays off, and what to monitor to catch problems early.
The specific factors that push your solar quote up or down: roof type, equipment tier, shading, permitting, and more.
How solar panels actually perform in cold weather and snow, whether you need to clear snow off panels, and what to expect in northern states.
The different types of solar warranties — performance, product, and workmanship — and the questions to ask before you sign a contract.
How traditional solar panels compare to solar shingles (building-integrated photovoltaics) on cost, efficiency, appearance, and practicality.
How solar permitting and inspection typically works, why it varies so much by city, and what inspectors are actually checking for.
How to find legitimate solar rebates and grant programs at the utility, state, and local level, and how to tell a real program from a sales gimmick.
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With the federal solar tax credit gone since 2026, state incentives are what's left. The main types, which states have the strongest programs, and how to check yours.
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Solar Renewable Energy Certificates explained: how they generate ongoing income from your solar system in states with SREC markets.
The most common high-pressure tactics and misleading claims used in solar sales, and how to protect yourself as you shop.
The difference between string inverters and microinverters, how each handles shading, and which one typically fits your roof.
Texas solar in 2026: no statewide net metering, buyback plans from 3¢ to retail-match, a 100% property tax exemption, and local utility rebates.
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The three main solar panel technologies compared: efficiency, cost, appearance, and which type is typically used for home installations.